VPS · nonstop from DENDestin
Destin
Fort Walton Beach
from 6,900 Waypoints one way
Aurelia Air · est. 1987
The places you wantto go are closerthan you think.
Scroll
Where Waypoints take you
Ninety-four reasons to keep going.
Any open seat, any day, no blackout dates. Award pricing moves with the fare, so the cheap seat is the cheap award.
PGA · seasonal dailyPage
Page
Monument Valley
from 7,400 Waypoints one way
AUS · 6× daily
Austin
from 5,600 Waypoints one way
AVL · nonstop from BWI
Asheville
from 6,200 Waypoints one way
BZN · winter daily
Bozeman
from 9,100 Waypoints one way
SJU · 2× daily
San Juan
from 11,800 Waypoints one way
Swipe Illustrative award levels
aureliaAIR
Travel
4021••••••••7719
A. TravelerMember since 2026
Issued by
Sponsor Bank
Sponsor Bank
The finish
Recycled composite, matte, with a teal edge. The same body and the same acceptance as every card in the family.
02 · Meet the card
The Travel Card.Not a lesser one.
The Travel Card is the entry point to the Aurelia Air family: a full member of the portfolio, with the same brand on the face and the same seat at the gate. It is designed for people whose credit profile is still being written.
Tap the markers on the card to look closer.
Annual fee$99, the same annual fee as the Plus card
Earn1.5× Waypoints on Aurelia Air · 1× everywhere else
Starting lineMinimum credit line for both airline and hotel products $1,000. Maximum line open to discussion with Chase.
ReportingReported monthly to the credit bureau
IncludedScore, utilization coach, flight path and alerts, at no extra cost
Issued bySponsor Bank, pursuant to license by Mastercard International Incorporated
Illustrative product terms, created for this concept. Not an offer of credit.
03 · Fly & earn
Waypoints, andwhat they open.
Waypoints are Aurelia's currency. They price with the fare rather than against a chart, they don't expire while your account is open, and every open seat can be bought with them.
1.5× on Aurelia Air
1.5× Waypoints on every Aurelia ticket, seat and bag. 1× on everything else you buy.
Every seat, every day
If it's for sale, it's available with Waypoints. No blackout dates and no award calendar to hunt.
20% back inflight
A statement credit on inflight purchases when you pay with your The Travel Card Card.
Waypoints that wait
Your balance stays yours for as long as your account is open. No expiry clock, no reactivation fee.
What a normal month adds up to.
Move the slider to your everyday spend. The estimate assumes about a fifth of it goes on Aurelia flights, which is roughly what our concept model assumes for a two-trip-a-year traveler.
Waypoints a year21,000
Estimated value toward fares$294
One-way trips, at 6,900 Waypoints3
Illustrative only. Assumes 22% of spend on Aurelia Air at 2× and the balance at 1×, and a redemption value of 1.4¢ per Waypoint. Actual earn and award pricing vary.
04 · Build
The same appyou board with.
Your boarding pass, your Waypoints and your credit all live in one place. Nothing is filed away in a separate "financial wellness" corner, because progress you can't see is progress you won't make.
ScoreRefreshed monthly, with the reasons it moved
CoachingSpecific, dated, and tied to your actual balances
AlertsBefore the statement closes, not after
Screens are conceptual. Figures shown are sample data for a fictional member.
Good morning, Ana
612 11 this month
300FairGood850
Six months, on time
Your payment history is the single biggest thing you control. Keep going.
Utilization 47%
Paying $250 before Thursday would bring you under 30%.
Scoring models read a high share of your line as strain. Under 30% is comfortable.
12,480 Waypoints
Enough for a one-way to Austin, with 6,880 left over.
05 · Your flight path
Progress, drawnas a route.
Credit reports read like weather charts. Routes read like plans. Every waypoint here is something you can actually do this month. Tap one to see what it moves.
Waypoint 01Departure: where the journey starts
Ana's score in March was 612, and her application for the airline's premium card was declined. That decision used to be the end of the relationship. Here, it is the first waypoint on a route.
Sample member journey. Credit outcomes depend on individual circumstances and are not guaranteed by any product or program.
06 · Coaching
Guidance themoment it helps.
The explanation arrives attached to the number that prompted the question, and it takes about fifteen seconds.
Today
You're using 47% of your available credit.
Bringing your balance below $420 would put you under 30% before this statement closes.
Balance$658
Credit line $1,400Above the comfortable range
Utilization is the share of your credit line you're carrying when the statement closes. Scoring models read a high share as strain, even when you pay in full. Under 30% is comfortable; under 10% is where the models stop worrying. Move the slider to see it.
2 days ago
Nice work. You paid on time again.
That's six months without a missed payment, your longest run so far.
Payment history is the largest single input most scoring models use: more than balances, more than the age of your accounts. One missed payment can undo months of progress, which is why the reminder arrives three days before your due date, not after it.
This month
Your score increased 11 points.
Lower balances did most of the work. You're moving in the right direction.
Scores move for reasons, and the reasons are rankable. This month: balances fell from 61% to 47% of your line, your on-time run reached six months, and the account itself got a month older. You'll always see which factor moved, and by how much.
Journey
You're getting closer.
Your profile is moving toward the range typically associated with the next card in the family.
"Closer" is an honest word, and we use it deliberately. Upgrade eligibility for the Plus, Premier and Priority cards is assessed by their issuer based on jointly defined criteria. What Aurelia and your card issuer can do is show you the direction of travel, and review your progress against those criteria rather than waiting for you to ask. Nobody here can promise an approval, and you should be skeptical of anyone who does.
07 · Twelve months
What steadylooks like.
One member, one year, nothing dramatic. Drag the timeline to move through Ana's first twelve months with the Travel Card.
Mar 2026Sep 2026Feb 2027
Credit score
648
+36 since March
Credit utilization
38%
Heading toward the comfortable range
On-time payments
7
Consecutive months
Waypoints earned
12,480
Enough for a one-way to Austin
Sample data for a fictional member, created to illustrate the experience. Not a projection, a promise, or a representation of typical results.
08 · Next destination
aureliaAIR
Travel
4021••••••••7719
A. TravelerMember since 2026Issued by
Sponsor Bank
Sponsor Bank
aureliaAIR
Plus
4088••••••••2043
A. TravelerMember since 2026Issued by Aurelia Air's
primary card issuer
primary card issuer
You've come a long way.
Twelve months of on-time payments. Utilization down from 61% to 16%. A score that has moved 79 points in the right direction.
Your next destination may be closer.
Upgrade eligibility for the Plus Card is assessed by its issuer based on jointly defined criteria. Progress on your Aurelia journey does not guarantee approval, a credit line, or a rate.
09 · The portfolio
One family.
One family.
Four altitudes.
The Travel Card sits inside the portfolio, not beside it. Swipe through the family. The environment changes, the benefits deepen, and the brand never does.
aureliaAIRTravel
4021••••••••7719
A. TravelerMember since 2026Issued by
Sponsor Bank
Sponsor Bank
The Travel Card$99 a year
- 1.5× Waypoints on Aurelia Air, 1× everywhere else
- First checked bag free, and a complimentary standard seat
- 3,000 Waypoints every Cardmember anniversary
- Credit score, coaching and your flight path, included
aureliaAIRPlus
4088••••••••2043
A. TravelerMember since 2026Issued by Aurelia Air's
primary card issuer
primary card issuer
Plus$99 a year
- 2× Waypoints on Aurelia Air, 1× everywhere else
- 2× at gas stations and grocery stores, on the first $5,000 a year
- First checked bag free, and a 10% flight discount each anniversary
- 3,000 Waypoints every anniversary · 25% back on inflight purchases
aureliaAIRPremier
4088••••••••5510
A. TravelerMember since 2026Issued by Aurelia Air's
primary card issuer
primary card issuer
Premier$149 a year
- 3× Waypoints on Aurelia Air, 1× everywhere else
- 2× at grocery stores and restaurants, on the first $8,000 a year
- Extra Legroom seat upgrade, and a 15% flight discount each anniversary
- 6,000 Waypoints every anniversary · 1,500 tier points per $5,000 spent
aureliaAIRPriority
4088••••••••0001
A. TravelerMember since 2026Issued by Aurelia Air's
primary card issuer
primary card issuer
Priority$229 a year
- 4× Waypoints on Aurelia Air, 1× everywhere else
- 2× at gas stations and restaurants
- Unlimited Extra Legroom upgrades, when available
- 7,500 Waypoints every anniversary · 2,500 tier points per $5,000 spent
Ready when you are
Start whereyou are.
Checking whether you pre-qualify for the Travel Card takes about two minutes and uses a soft credit check, which doesn't affect your score. If you're pre-qualified, you'll see your starting credit line before you apply.
Conceptual flow. No application is taken and no data is collected anywhere on this site.
10 · The Fidem story
Don't lose thecustomer. Start thejourney earlier.
Everything before this page is the customer's story. This one is the bank's. A decline is an expensive way to end a relationship the airline already paid to create, and it is the only part of the funnel where the answer is simply "no".
Today
- Application
- Decline
- Relationship ends
The applicant keeps flying, or doesn't. Either way the card conversation is over, and the next one starts from zero.
With Fidem
The pathway
- Application
- Entry product: the Travel Card, supported by Fidem
- Engagement: flights, Waypoints, the app they already open
- Credit growth: reported, coached, visible
- Upgrade Review: Criteria and cadence jointly determined
- The premium portfolio
01Expand the addressable marketApprovals stop at the edge of the prime buy box. This pathway reaches the customers just below it, so the brand keeps members its own funnel would turn away.
02Capture the customer earlierThe relationship starts at the point of decline instead of ending there, with a product that belongs to the same brand family.
03Keep the airline relationship intactThe cardholder still carries an Aurelia card, still earns Waypoints, still opens the Aurelia app to fly. The brand keeps the relationship it paid to create.
04Build a responsible pathwayCoaching tied to real balances, and language that never promises an approval it cannot deliver.
05Create graduation candidatesMembers arrive at the premium portfolio with a payment history the issuer can see, on an account the issuer's own partner has serviced.
06Protect the premium brandDifferent where it shows. The flagship keeps its metal, its lounge and its benefits. Nothing in the entry product competes with it.
